SMSF & Trust Returns
Comprehensive SMSF and trust return services — handled with the care your retirement savings deserve.
Who is this for?
Our SMSF and trust return service is for trustees of self-managed superannuation funds and beneficiaries or trustees of family discretionary trusts and unit trusts. Managing a fund or trust comes with significant compliance obligations — we ensure everything is prepared accurately, lodged on time, and your fund stays compliant with ATO and ASIC requirements.
What's included
- SMSF annual return preparation and lodgement
- Member contribution and benefit reconciliation
- Investment income and capital gains calculations
- Pension payment and minimum drawdown calculations
- Independent audit coordination (we work with licensed SMSF auditors)
- ATO correspondence and regulatory compliance review
- Trust tax return preparation and lodgement
- Trust distribution minutes and resolutions
- Beneficiary tax statements and allocation calculations
What to bring
- SMSF bank account statements for the full financial year
- Brokerage and investment statements (shares, managed funds, property)
- Contribution records (employer and personal contributions)
- Pension payment records if the fund is in pension phase
- Prior year SMSF annual return and financial statements
- Trust deed and any amendments
- Trust bank account and investment records for the year
- Loan agreements if the trust has borrowed funds
Don't worry if you're not sure what applies to you — bring what you have and we'll work through the rest together.
Frequently asked questions
Does my SMSF need an independent audit every year?
Yes. Every SMSF is required to have an independent audit conducted by a registered SMSF auditor each year before lodging the SMSF annual return. We coordinate the audit process on your behalf and work with a licensed auditor to ensure your fund meets all requirements.
What are the SMSF annual return deadlines?
SMSF annual returns are generally due 31 October for funds lodging directly, or 15 May for funds lodging through a tax agent. We'll confirm your specific due date and manage the timeline on your behalf.
Can I have both a family trust and an SMSF?
Yes, and many of our clients do. The two structures serve different purposes — a family trust for wealth accumulation and income splitting, and an SMSF for retirement savings. We can manage the returns for both and advise on how the two interact.
How much does it cost?
SMSF and trust return fees depend on the complexity of the fund's investments and transactions. Contact us for a quote.
What happens if my SMSF has a compliance issue?
Compliance issues can range from administrative oversights to more serious contraventions. The ATO has a range of responses, and early disclosure generally leads to better outcomes. If you become aware of a potential compliance issue, contact us promptly — we'll advise on the appropriate steps.
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